Senior Credit Analyst

Job Summary
The Senior Credit Analyst is a key member of the Credit organization, responsible for evaluating and managing credit risk across their business unit customer portfolio. This role requires strong financial statement analysis, sound business judgment, and the ability to independently manage complex, higher-exposure accounts in a fast-paced environment. The Senior Credit Analyst also partners cross-functionally to support business growth while maintaining disciplined credit practices and delivering insights that inform strategic decision-making.

Company Summary
This global leader with a 100+ year history in energy resilience delivers solutions for home energy, powertrain technologies, and industrial energy systems. With a culture of inclusion and a commitment to sustainability, creativity, and their people, this innovative company is a great place to expand your career!

Location
Milwaukee, WI (Hybrid)

Responsibilities

• Partner with the Credit Analysis team to ensure timely credit assessments for new and existing business unit customers
• Perform in-depth financial analysis of customer financial statements, cash flow, leverage, and liquidity on an ad hoc basis
• Independently approve or recommend credit limits, payment terms, and account grouping in line with global credit policy and risk tolerance
• Evaluate and summarize risks unique to business unit market
• Proactively monitor portfolio performance, identify emerging risks, and recommend exposure mitigation strategies
• Serve as a key escalation point for disputes, order release decisions, collections, and credit negotiations
• Partner with Sales to support growth initiatives while maintaining strong credit discipline
• Mentor and provide informal leadership to Credit Analysts and Credit Coordinators to promote consistency in analysis and decision-making
• Contribute to the development and refinement of credit policies, risk frameworks, and controls specific to the business unit
• Prepare and present portfolio reviews, exposure summaries, and risk trend analyses for senior management
• Support audit, compliance, and internal control requirements through strong documentation and governance
• Drive continuous improvement initiatives, including automation, enhanced reporting, and the use of data analytics within the credit function

• Bachelor’s degree in Business or a related field preferred
• 5–8 years of progressive experience in credit analysis
• Proven ability to act as a subject matter expert and mentor within a credit team
• Experience working in large ERP systems (SAP preferred)
• Strong Excel skills and comfort with dashboards, exposure reporting, and portfolio analytics
• Experience with credit management tools and data-driven decision support
• Demonstrated ability to independently manage higher-risk, higher-exposure, or complex customer portfolios
• Advanced financial statement analysis and risk assessment skills
• Strong commercial judgment and the ability to make independent credit decisions
• Excellent communication and negotiation skills with both internal and external stakeholders
• Strong organizational skills with the ability to manage multiple priorities in a dynamic environment
• Experience supporting energy, construction, utilities, manufacturing, or distribution businesses (preferred)